A Letter Before Action (LBA) confirms the exact amount of monies owed by the debtor and gives them formal warning that if payment isn't received by the date requested, usually within 14 days, then court proceedings may commence.

It also makes it clear that any proceedings issued will also include a claim for Court fees and costs where applicable.

Many debtors will be aware that our debt collection team, ABC Debt Recovery, is an SHCE Limited company along with The Sheriffs Office, further prompting fast payment to avoid court action and enforcement.

We will also look to claim lawful interest on your behalf so at the end of this process you may actually end up with more than the original debt!

A Letter Before Action can be sent within 24 hours of receiving your instruction.