The writ of fieri facias (fi fa) instructs the High Court Enforcement Officer (HCEO) to seize goods belonging to the debtor and remove them for sale, usually at auction, to raise money to cover the debt and costs. In practice, the goods are rarely actually removed, they are normally left in situ under a signed Walking Possession Agreement.

3rd party premises

The first port of call for enforcement is normally the debtor’s residence – or company offices if the debtor is a business.

However, if the HCEO has a genuine reason to believe that goods belonging to the debtor have been moved to premises owned by a third party – perhaps to prevent them from being seized – then the HCEO is entitled to enter the third party’s premises to seize the debtor’s goods. If the third party claims the goods belong to him, then he will need to provide documented proof.

However, the HCEO does need to be sure the debtor’s goods are there.

Forcible entry to commercial premises

HCEOs are permitted to enter commercial premises - where there are no residential premises attached – by force. This right extends to third party premises where the HCEO believes goods are being held. Naturally this is a last resort for the HCEO, who will try his utmost to gain peaceful entry first and will only attempt entry by force if he has been refused entry. It is also prudent to make enquiries as to the ownership of the premises before force is used.

Deceased debtors

Where the debtor is deceased, the HCEO can enter the premises of the personal representative of the deceased. In this case, these premises are not considered to be those of a third party, because it would be a natural place to find the deceased debtor’s goods.

Lawful seizure

If entry is subsequently deemed unlawful, for whatever reason, the seizure and removal of the goods under the writ of fi fa will still be lawful.

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